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Word & Brown’s Diverse Portfolio Means Greater Sales Opportunities

November 15, 2017   |   by Staff Writer

 

Whether your clients are interested in insurance for themselves and their families, or insurance for small businesses and their employees, you have what you need in the Word & Brown portfolio to help them. We offer a variety of health and related insurance products, so you can tailor the right coverage to their individual, family, or business needs.

 

Medical Options

Word & Brown offers individual and family Medical coverage from:

  • Anthem Blue Cross (in California)
  • Anthem Blue Cross Blue Shield (in Nevada)
  • Blue Shield of California (CA only)
  • Chinese Community Health Plan (CA only)
  • HCC Life (Short Term Medical)
  • HealthiestYou (Telehealth)
  • Health Net (CA only)
  • Kaiser Permanente (CA only)
  • Oscar Health (CA only)
  • Western Health Advantage (CA only)

 

We also offer Medical coverage for employers and employees from:

  • Abacus
  • Aetna
  • Anthem Blue Cross (CA only)
  • Anthem Blue Cross Blue Shield (NV only)
  • Blue Shield of California (CA only)
  • CalCPA (CA only; accounting-related businesses only)
  • CaliforniaChoice – the small business exchange with coverage from seven different insurers, including prominent regional leaders like Blue Shield of California, Health Net, Sharp Health Plan, Sutter Health Plus, and Western Health Advantage as well as Kaiser Permanente and UnitedHealthcare (CA only)
  • Chinese Community Health Plan (CA only)
  • Cigna (CA only)
  • Health Net (CA only)
  • Kaiser Permanente (CA only)
  • MediExcel Health Plan (CA only)
  • Nippon Life Benefits (CA only)
  • Seniors Choice (Retiree medical)
  • Sharp Health Plan (CA only)
  • SIMNSA Health Plan (CA only)
  • Sutter Health Plus (CA only)
  • UnitedHealthcare  (CA only)
  • Western Health Advantage  (CA only)

 

Vision Options

Vision care is available through these individual and business insurers and administrators:

  • Aetna
  • Anthem Blue Cross (CA only)
  • Anthem Blue Cross Blue Shield (NV only)
  • BEST Life and Health
  • Blue Shield of California (CA only)
  • CalCPA (CA only; accounting-related businesses only)
  • Choice Builder (CA only)
  • Cigna (CA only; large groups)
  • Companion Life (NV only)
  • Health Net (CA only)
  • MetLife (CA only)
  • Nippon Life Benefits (CA only)
  • Principal Financial Group
  • SecureCare Vision
  • UnitedHealthcare (CA only)
  • Vision Plan of America (directly and through Camden Insurance)
  • VSP

 

Dental Options

Dental plans are available from these insurers and administrators:

  • Aetna
  • Ameritas (NV only)
  • Anthem Blue Cross (CA only)
  • Anthem Blue Cross and Blue Shield (NV only)
  • Beam Dental (CA only)
  • BEST Life and Health
  • Blue Shield of California (CA only)
  • CalCPA (CA only; accounting-related businesses only)
  • CaliforniaChoice (CA only)
  • California Dental Network (CA only)
  • Choice Builder (CA only)
  • Cigna (CA only; large groups)
  • Companion Life (NV only)
  • Delta Dental
  • Delta Dental/Morgan White Group
  • Health Net (CA only)
  • MetLife
  • Nippon Life Benefits (CA only)
  • Principal Financial Group/Principal Life
  • Reliance Standard
  • SecureCare Dental (NV only)
  • SmileSaver/MetLife DHMO
  • UnitedHealthcare (CA only)
  • Unum

 

And we offer worksite voluntary coverage for Accident, Cancer, Critical Illness, and Hospital expenses through Aflac and Colonial Life.  

Your clients might also be interested in the California Rx Card and Nevada Drug Card. It can open the door to new business – and help you retain existing business. Both of these prescription drug discount cards are available to your individual and business clients at no cost. For those without prescription drug coverage (or high deductible Rx coverage), the cards offer savings of up to 75% on brand name and generic prescriptions drugs at CVS, Walgreens, Safeway/Vons/Pavilions, Ralphs/Kroger, and other pharmacies from coast to coast.

 

Using a GA

Your decision to work with a general agency like Word & Brown offers you many advantages. Not only do you have access to a great portfolio of products (as described above), you get “Service of Unequalled Excellence” from a team committed to you and your success.

That includes:

  • Unparalleled sales support – in-person, online, and on the phone
  • Help staying in compliance with changing rules and regulations
  • Presentation and enrollment assistance – and much more

 

A Rewarding Career

Being an insurance broker offers you many rewards, especially when you work with Word & Brown:

  • The ability to be your own boss (BYOB) – where you set your own goals and hours
  • Unmatched assistance from a team of dedicated insurance professionals
  • One-on-one training, resources, and tools to help you better serve your clients
  • Reimbursement of the costs associated with you getting your license – up to $500 – once you pass your exam and sell your first small business Medical policy through us
  • The opportunity to determine your own financial future – you’ll earn a commission on each policy you sell and continue to earn on your renewals
  • The ability to help others find the right solutions to their health and other insurance needs

 

We’ll help you find new business, run quotes, help individuals find the option that works best for your their budget, and provide answers to any of your (or your clients’) questions.

Our portfolio offers a diverse selection of products to help you sell more – and earn more. Plus, our partnership costs you nothing – because we’re paid by the carriers when you write business. It’s a win for everyone.

Contact your Word & Brown representative or your nearest Word & Brown regional office to learn more, including how to become a Word & Brown broker if you’re not already doing business with us.

 

 

(Note: The products and carriers listed are accurate as of October 2017; our portfolio is subject to change. Your Word & Brown representative can answer any questions about what’s available in your area.)

 

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