The Help You Need Is All Right Here
We’re here to assist with compliance-related matters, employer reporting, and complex regulations. We make complicated issues seem simple, with valuable resources and answers to your specific questions. We’ll help you navigate the uncertainty of state and federal laws affecting you, your clients, and their employees
WBCompliance Wiki
Our new resource gives you and your clients a place to easily – and quickly – look up compliance-related topics to get the answers you need. You won’t have to wade through PDFs or web pages. The search feature gives you the ability to find exactly what you’re looking for in seconds.
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ERISA
We can simplify your clients’ administration, ensure their program can pass the ERISA coverage test, and protect benefits with a Wrap Plan bundling health and welfare.
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Premium Only Plan (POP)
A POP offers savings to clients and employees, because of reduced payroll taxes and the ability to deduct insurance premiums or HSA contributions on a pre-tax basis.
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COBRA
Employer compliance with COBRA is mandatory and non-compliance fees can be substantial. We offer your eligible groups free COBRA administration, helping them save money and avoid fines.
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ACA IRS Reporting
Help your clients with annual IRS reporting and related services like mandated employer letters, ERISA Wrap documents, Form 5500 preparation and filing, and more.
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ACA Calculators
We have calculators designed to help you determine whether your clients are subject to ACA “play or pay” mandates, forecast potential penalties, and more.
Compliance content from our newsroom
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Medicare Part D Notices - What Brokers Need to Know for 2025 and 2026
California & Nevada
Medicare Part D creditable coverage notices are due October 14, 2025. IRA changes and a new CMS test impact employer plans. Fully insured carriers handle statuses, but self-funded and level-funded employers must confirm theirs. Resources are available to assist fully-insured clients.
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California Law Fertility and IVF Coverage
California
California’s infertility and IVF mandate for fully insured plans just got a last-minute extension to January 1, 2026. The Legislature approved the change via a late-June budget trailer bill. Here’s what benefits professionals need to know about the delay — and what hasn’t changed.
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Understanding ACA Medical Loss Ratio (MLR) Rebate Requirements and Employer Options
California & Nevada
The Affordable Care Act requires Medical Loss Ratio rebates when health plans fall short of required minimum spending on care and activities to improve the quality of care. Get details on 2024 rebates due in September in Paul Roberts’s new column.
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ACA 2026 Special Open Enrollment Window for Small Groups
California & Nevada
The ACA’s annual Special Open Enrollment Window runs 11/15 – 12/15, giving Small Group employers a one-month opportunity to enroll in medical coverage without meeting participation or contribution requirements. Learn what this means for 2026 coverage and what to keep in mind when submitting cases.