Insurance Compliance Services 

We are committed to making complicated issues seem simple — for you and your customers. We’ll help you navigate the uncertainty of regulations affecting you, your clients, and their employees.
 

The Help You Need Is All Right Here

We’re here to assist with compliance-related matters, employer reporting, and complex regulations. We make complicated issues seem simple, with valuable resources and answers to your specific questions. We’ll help you navigate the uncertainty of state and federal laws affecting you, your clients, and their employees

WBCompliance Wiki

Our new resource gives you and your clients a place to easily – and quickly – look up compliance-related topics to get the answers you need. You won’t have to wade through PDFs or web pages. The search feature gives you the ability to find exactly what you’re looking for in seconds.

ACA Guidance

Whether you have a client-specific, scenario-based Affordable Care Act (ACA) or Department of Labor (DOL) inquiry, you can count on us to deliver the answers, resources, and support you and your clients want.

  • ERISA

    We can simplify your clients’ administration, ensure their program can pass the ERISA coverage test, and protect benefits with a Wrap Plan bundling health and welfare.

  • Premium Only Plan (POP)

    A POP offers savings to clients and employees, because of reduced payroll taxes and the ability to deduct insurance premiums or HSA contributions on a pre-tax basis.

  • COBRA

    Employer compliance with COBRA is mandatory and non-compliance fees can be substantial. We offer your eligible groups free COBRA administration, helping them save money and avoid fines.

  • ACA IRS Reporting

    Help your clients with annual IRS reporting and related services like mandated employer letters, ERISA Wrap documents, Form 5500 preparation and filing, and more.

  • ACA Calculators

    We have calculators designed to help you determine whether your clients are subject to ACA “play or pay” mandates, forecast potential penalties, and more.

Compliance content from our newsroom

  • CAA RxDC Reporting – Carrier Approaches, Surveys, and Deadlines

    April 1, 2026 | By Paul Roberts, REBC, Sr. Director, Health Policy & Education

    California & Nevada

    Federal law mandates health plans to report premium costs, drug use, and spending via the CAA’s RxDC program. Carriers handle reporting for insured plans, but employers may need to assist. This 2026 overview covers carrier approaches, surveys, deadlines, and where employer input is required.

  • Federal Priorities from NABIP’s 2026 Capitol Conference

    June 13, 2026 | By Paul Roberts, REBC, Sr. Director, Health Policy & Education

    California & Nevada

    Federal health care policy discussions don’t stay in Washington, DC – they shape premiums, plan design, and access to coverage nationwide. At NABIP’s 2026 Capitol Conference, agents and industry leaders brought a unified message to Congress on transparency, affordability, and Medicare access.

  • ACA IRS Reporting Overview 2024

    July 13, 2026 | By Paul Roberts, REBC, Sr. Director of Education & Market Development

    California & Nevada

    Employers considered ALEs in 2023 must soon report on the minimum value health benefits they offered (or did not offer) to full-time eligible employees in 2023. Learn what’s reported, when it’s due, and more.

  • A Deep Dive into California “Single Payer”

    July 13, 2026 | By Paul Roberts

    California

    California's most-recent attempt to pass "single payer" legislation in California failed, for the sixth time, in January 2022. Learn about California's recent AB 1400 proposal, and take a deeper dive into "single payer" methodology for Californians and the country.

SEIZE THE OPPORTUNITY

 Talk to a representative and find out how to get started with Word & Brown.