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Husband & Wife Groups

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Aetna

Will the carrier write a Husband & Wife Group?

No
Husband & Wife groups are not eligible for coverage

 

Anthem BlueCross

Will the carrier write a Husband & Wife Group?

No
Husband & Wife groups are not eligible for coverage

 

Blue Shield of California

Will the carrier write a Husband & Wife Group?

Yes
Blue Shield will accept Husband & Wife groups as long as both are not owners
One of the spouses must be a W2 employee on payroll and not an owner
The group cannot be a Sole Proprietor or Partnership
Group must be an S-Corporation, C-Corporation or an LLC


CaliforniaChoice

Will the carrier write a Husband & Wife Group?

No.
Husband & Wife groups are not eligible for coverage

 

Will the carrier write a Husband & Wife Group?

No.
Husband & Wife groups are not eligible for coverage

 

Kaiser Permanente

Will the carrier write a Husband & Wife Group?

Yes
Kaiser will accept Husband & Wife groups
Both Husband & Wife may be owners as long as at least one of the spouses is also a W2 employee on payroll
The group cannot be a Sole Proprietor or Partnership
Group must be an S-Corporation, C-Corporation or an LLC

UnitedHealthcare

Will the carrier write a Husband & Wife Group?

No.
Husband & Wife groups are not eligible for coverage

Husband and Wife Groups

This guide has been created as a quick reference and does not replace the full underwriting guidelines published by each carrier
Please refer to the carrier guidelines for additional information

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