Contact Us

Northern California

The Northern California region encompasses 48 counties and stretches from the California-Oregon border south to Monterey, Kings, Tulare, and Inyo counties in Central California. The staff assists brokers with client presentations and group enrollments as well as underwriting, compliance, and day-to-day account management issues.

Nick Bramson

Regional Vice President

Nick Bramson, with over 16 years in the insurance and benefits industry, is Word & Brown's Regional Vice President for Northern California since February 2024. His expertise in Medicare, compliance, administration, and SaaS, along with his leadership skills, have made him respected in the broker community. As RVP, he oversees Northern California initiatives, focusing on business development strategies and expanding agency relationships.

PHONE:800.869.6989 x4859

EMAIL:

Regional Sales Managers

Your Regional Sales Manager is available whenever you need assistance from Word & Brown. Your RSM works every day across your region to help ensure your success. Whether your focus is Small Group, Large Group, or a combination, your RSM is committed to providing client service, sales, and enrollment support.

Teri Blake

Regional Sales Manager

PHONE:800.255.9673 x6429

EMAIL:

Robert Coronel

Regional Sales Manager

PHONE:800.255.9673 x6439

EMAIL:

Don Pool

Regional Sales Manager

PHONE:800.255.9673 x6417

EMAIL:

Scott Stoddard

Regional Sales Manager

PHONE:800.255.9673 x6430

EMAIL:


Inside Sales Representatives

The Inside Sales Representative quotes, sells, and services Small Group- and Large Group-related products for a specific block of brokers. This position is responsible for new business sales and renewal retention, following up on outstanding quotes, and handling carrier expectations. The person in this role is also your “go to” in facilitating a speedy Underwriting review process.

Kay Beranek

Senior Inside Sales Representative

PHONE:800.255.9673 x6411

EMAIL:

Brian Lynch

Inside Sales Representative

PHONE:800.255.9673 x6423

EMAIL:


Enrollment Specialists

You can count on our Enrollment Specialists to make presentations on your behalf, alongside you, by phone, or online via webinar — it’s your choice. They'll cover all of the basics (like plan benefits, worksheets, and added perks), whether it’s an initial open enrollment or a renewal meeting. They'll pre-scrub your cases to ensure smooth sailing through Underwriting.

Adella Espain

Enrollment Specialist

PHONE:800.255.9673

EMAIL:

Osvaldo Salazar

Enrollment Specialist

PHONE:800.869.6989

EMAIL:


Sales Support Specialists

Our sales support team members can help schedule enrollment meetings, build personalized enrollment kits and quotes, and generate a worksheet for a new hire on an in-force group.

Dave Morrison

Sales Support Specialist

PHONE:800.255.9673 x4608

EMAIL:

Katrina Padilla

Sales Support Specialist

PHONE:800.255.9673 x6422

EMAIL: